Health insurance out of network coverage question?"

Health insurance out of network coverage question?

Hi. If someone is knowledgeable about health care insurance I hope you can help. I had a biopsy done an a hospital that was in-network for my insurance company. They sent the biopsy to the only lab they are contracted with the interpret the slides. This lab was out of network. All of this took place without my knowledge. Now I am receiving bills totaling over $1000, most of which I am expected to pay because of this out of network lab. Are there any laws of policies that protect people against things of this nature, since I was never even told that my biopsy would be sent to a lab that was out of network? I want to fight this but I don't who to fight or what specifically to base it on. Thanks.

 

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